Discovering the Benefits of Pre-Sale Real Estate: The Unique Advantage of Mortgage Rate Holds

As we say goodbye to Summer and move into September, the real estate market is full of exciting new opportunities, especially in regards to pre-sale real estate. With the recent announcement yesterday that interest rates will remain stable for the time being, it’s a prime time to consider investing in a pre-sale property and securing a mortgage rate hold. In this post, we’ll dive deeper into why rate holds are a game-changer, and can give you a unique advantage especially in today’s real estate landscape.


Why Consider Pre-Sale Real Estate?

Before we discuss mortgage rate holds, let’s briefly explore the allure of pre-sale real estate. Pre-sales allow buyers the chance to purchase a property before it’s completed, often at a lower price compared to the market value at the time of completion. This not only allows for potential appreciation but also provides a sense of financial security in a dynamic market.


Significance of Interest Rates: It’s no secret that interest rates play a pivotal role in the affordability of real estate investments, which is why we recommend always speaking to your Mortgage Specialist before purchasing a property. Even small rate changes can impact your monthly mortgage payments and long-term financial plans. Given the current market, here’s why we think securing a mortgage rate hold for a pre-sale is a smart move that will give you a unique advantage:

  1. Locking in Favorable Rates: A rate hold allows you to secure the current low interest rates for a certain period of time, typically ranging from 60 to 120 days (although there are banks that are currently offering longer term rate holds). This protects you from potential rate hikes in the future. At Hardy Project Marketing Group we work closely with Banks and Mortgage Specialists for the communities we are bringing to market, to ensure that buyers have peace of mind and access to financial experts that are familiar with our communities.
  2. Financial Peace of Mind: Knowing your interest rate in advance allows you to budget effectively, giving you peace of mind regarding your future mortgage payments.
  3. Avoiding Unexpected Rate Changes: In a market where rates can change unexpectedly, a rate hold acts as an insurance policy, protecting you from sudden increases during the pre-sale period.
  4. Protecting Your Investment: By securing a low rate early in the process, you ensure that your investment remains financially viable, regardless of market fluctuations.


Taking Advantage of the Recent September Announcement: With interest rates expected to remain stable this month, there’s no better time to explore pre-sale real estate and take advantage of mortgage rate holds. By doing so, you can not only lock in current rates but also position yourself for a smart and secure real estate investment in the future.


Investing in pre-sale real estate and securing a mortgage rate hold is a strategic move in today’s market. It provides the peace of mind, financial predictability, and flexibility you need to make the most of your real estate investment. Don’t miss this opportunity to secure your financial future in the ever-changing world of real estate, explore the world of pre-sales and make your move with confidence. Reach out to our team at to learn more about the exciting new communities that are coming soon near you!

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